Janitorial Services Insurance

Insurance for Janitorial Services and Daily Operations

Cleaning employees often work in properties that belong to someone else. They may move furniture, use cleaning products, operate floor machines, or work around employees, customers, tenants, and other people.

insurance for janitorial services can be reviewed around these day-to-day activities. We help you consider the liability exposures connected with your cleaning work and explore coverage options that fit your business. Coverage is subject to policy terms, limits, conditions, and exclusions.

Reviewing Your Cleaning Equipment

Janitorial companies may use commercial vacuums, floor buffers, carpet cleaners, pressure washers, ladders, cleaning supplies, and other equipment. Some businesses also provide their employees with company vehicles or mobile cleaning equipment.

As your equipment changes, it is worth reviewing your insurance to make sure your business operations are accurately represented. We can discuss the equipment you own, how it is used, and the locations where your employees perform their work.

Janitorial Liability Insurance

Janitorial liability insurance can be an important part of coverage for cleaning companies working inside customer properties. A customer or property manager could raise a claim if an accident results in property damage or an injury during your company’s operations.

We help you review your liability needs based on the type of cleaning services you provide, where you work, and the contracts you accept. This can be especially important when you are bidding on larger commercial accounts that have specific insurance requirements.

Janitorial Insurance for Growing Cleaning Companies

A cleaning company may start with a few local clients and gradually take on larger contracts, additional employees, and multiple service locations. As your business grows, your insurance should be reviewed to make sure it continues to reflect your current operations.

With janitorial insurance, we can look at changes such as increased payroll, new service areas, additional vehicles, new equipment, or specialized cleaning services.

Our independent brokerage approach allows us to explore available options from different carriers and programs.


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FAQs

Here are answers to some of the most frequently asked questions.

Below are answers to some of the most asked questions about the coverage options we provide:

Coverage may be available for commercial cleaning operations, depending on the policy and the services listed. Your business activities should be accurately described when obtaining coverage.

Pricing can depend on your services, payroll, revenue, employees, claims history, vehicles, equipment, and the types of properties you clean.

It may cover eligible third-party property damage claims, subject to the policy’s terms, limits, conditions, and exclusions.

Yes. Adding services such as floor care, pressure washing, post-construction cleanup, or specialized cleaning can change your insurance needs and should be reviewed.