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Builders Risk

Builders Risk

Protecting Property During Construction

Construction projects involve materials, equipment, structures, and many moving parts. Damage can happen before a project is completed. Builders Risk insurance is designed to provide coverage for certain property risks during the construction process.

A builder risk insurance policy can help protect eligible construction-related property while a project is underway. The exact protection depends on the policy, project details, coverage limits, exclusions, and other terms.

Understanding Builders Risk Insurance Coverages

Builders risk insurance coverages can vary depending on the insurer and type of construction project. A policy may provide protection for the building under construction and certain materials or equipment associated with the project, subject to the policy terms.

We help contractors, property owners, and other eligible parties understand available coverage options. Reviewing the project’s location, construction type, estimated value, and timeline can help determine what information may be needed when applying for coverage.

Choosing Coverage for Your Project

A residential renovation, commercial building, or ground-up construction project may have different property exposures and coverage needs. Working with builders risk insurance companies​ can help you compare available options based on your project.

Our team can help you review project details and understand the available builder insurance options. We focus on helping you identify coverage that fits the nature and stage of your construction project.

Support Throughout the Construction Process

Construction timelines can change, projects can expand, and the value of materials or work can increase as construction progresses. These changes may affect your insurance needs and should be reviewed during the project.

Our builders insurance services can help you review your coverage as project details change. Whether you are arranging a new builder risk insurance policy or reviewing existing coverage, we can help you understand the available options and requirements.

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Service Options

  • Make a Policy Change
  • Request a Certificate
  • Pay Your Bill
  • Review Your Policy

Frequently Asked Questions

Clear Answers for Better Coverage Decisions

Builders Risk insurance provides coverage for certain property risks associated with a building or structure while it is under construction. The specific covered property and losses depend on the policy.

Depending on the insurer, coverage may be available to property owners, contractors, developers, or other parties with an insurable interest in the construction project.

A policy may cover certain parts of a building under construction and eligible materials or equipment at the project site. Coverage varies by policy, so exclusions and limits should be reviewed carefully.

Builders Risk insurance is generally arranged before or at the beginning of a construction project. The appropriate timing can depend on the project, policy requirements, and when construction-related risks begin.