insure@pbibinc.com

(877) 893-7629

Builders Risk

Builders Risk

Protecting Property During Construction

Construction projects come with risks that can affect a building before the work is finished. Fire, theft, vandalism, weather events, and other unexpected situations can cause damage to materials and property during the construction process.

Coverage That Follows the Project

Builders risk insurance is designed to provide coverage for certain property and materials involved in eligible construction or renovation projects. We help contractors, property owners, and project stakeholders explore coverage.

A construction site changes throughout the project. Materials arrive, structures take shape, and equipment and supplies move through different stages of construction. These changing conditions can create different exposures as the project progresses.

Supporting Contractors and Project Owners

We look at the type of project, construction details, location, estimated completion time, and other relevant factors when helping you explore builders risk coverage. Our goal is to help structure protection that reflects the project from the beginning of construction through completion.

Contractors and property owners can face significant financial consequences when a construction project suffers unexpected property damage. A major loss can lead to repair costs, material replacement, and delays that affect the overall project schedule.

Preparing for Unexpected Losses

We understand the pressure that comes with keeping construction projects on track. Our team helps you review your insurance requirements and explore builders risk options that support the property and materials involved in your project.

No construction project is completely free from risk. Having appropriate insurance in place before work begins can help you prepare for certain unexpected events that may occur during construction.

We help you understand the scope of builders risk coverage and how it fits within your broader insurance program. Our focus is on helping you identify potential exposures early and structure coverage around the needs of your project.

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Service Options

  • Make a Policy Change
  • Request a Certificate
  • Pay Your Bill
  • Review Your Policy

Frequently Asked Questions

Clear Answers for Better Coverage Decisions

Builders risk insurance protects buildings under construction, remodeling projects, and stored construction materials against physical loss, theft, vandalism, fire, and severe weather damage. Having this policy in place helps ensure that unexpected job site disasters do not halt progress or ruin project finances.

Standard builders risk policies protect the structure and materials at the job site, while specific transit endorsements or temporary scaffolding and formwork provisions can be added to cover assets moving to the location. We can help you review your policy scope to ensure complete project protection.

We provide fast, efficient support for contractors needing to request and distribute required builders risk certificates of insurance to meet project contract mandates or satisfy property owner requirements before ground breaks.

In addition to builders risk insurance, contractors frequently look into general liability insurance for third-party injury claims, commercial auto insurance for transport vehicles, and comprehensive workers’ compensation coverage for employees.