Commercial Auto

Coverage for Vehicles Used in Business

Whether you use trucks to carry equipment, vans to visit customers, or multiple vehicles for daily business activities, an accident or vehicle loss can disrupt your work. Commercial Auto insurance can help businesses manage covered risks associated with vehicles used for business purposes.

At Pascal Burke Insurance Brokerage, we help business owners review their vehicle use, drivers, and operations to explore commercial vehicle insurance options that fit their needs.

Coverage Based on How You Use Your Vehicles

Business vehicles may travel between jobsites, customer locations, suppliers, warehouses, and other destinations. The type of vehicle, how it is used, who drives it, and what it carries can all affect your coverage needs.

Commercial Auto insurance is designed for business-related vehicle use and can provide coverage for certain losses resulting from covered accidents and other policy events. Reviewing how your vehicles are actually used can help ensure your policy reflects your day-to-day operations.

Commercial Auto Coverage for Contractors

Contractors often rely on trucks, vans, and other vehicles to transport tools, materials, equipment, and employees. A vehicle accident can affect more than transportation—it may also cause delays on active projects and interfere with scheduled work.

We help contractors review their commercial vehicle insurance needs based on the vehicles they operate, the work they perform, and how frequently their vehicles are used.

Explore Your Commercial Auto Options

Your drivers are an important part of your company auto insurance coverage. Choosing coverage should involve more than searching for cheap commercial auto insurance. The appropriate policy depends on your vehicles, drivers, business activities, and potential risks.

If you are comparing commercial auto insurance companies or need to review an existing policy, Pascal Burke Insurance Brokerage can help you understand your available options. Contact our team to explore Commercial Auto insurance coverage.


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Frequently Asked Questions

Clear Answers for Better Coverage Decisions

Commercial auto insurance may cover vehicles used for business purposes, including work trucks, vans, service vehicles, and certain types of company cars.

Employees may be able to drive business vehicles when they are properly included or permitted under the policy. Driver information and eligibility requirements can vary between insurers.

Personal auto insurance may not provide the coverage needed for vehicles primarily used for business activities. If a vehicle is used to transport equipment, visit customers, or perform work-related tasks, commercial coverage may be appropriate.

You should review your policy when you add or replace vehicles, hire new drivers, change vehicle use, expand your service area, or make other significant changes to your business operations.